Budgeting for a new baby and related family expenses needn’t be difficult.
Whether it’s a simple chart, a detailed spreadsheet, or an interactive, cross-platform budgeting tool, a family budget worksheet is an essential planning guide. Finances are a leading cause of marital stress.
A household budget helps you manage your money, reach your goals and keep baby-budget worries at bay.
Budgeting for baby with confidence in God
“Now faith is confidence in what we hope for and assurance about what we do not see.”– Hebrews 11:1, NIV
When you’re ready to start a family, don’t be discouraged by baby calculators and online reports about the prohibitive costs of raising a child. While savvy stewardship is essential for healthy and happy families, sticker-shock formulas seldom factor in the richness and joys of family life. When you pray, work and walk in faith, there’s no measure for the generosity of God (2 Corinthians 9:6) and the riches of giving freely (Proverbs 11:24-25). Smart family budgets factor in things like sound stewardship, hard work, community support, and learning to live within your means.
The bottom-line? Every child is a gift from the Lord (Psalm 127:3). There are added expenses to be sure, but also shared joys, answered prayers, and blessings. Best of all, the greatest riches are measured in hugs, giggles, and assurance that the best is yet to come.